If there’s one thing that almost every American can agree on it’s that we live in an incredibly litigious age. It seems like every time you turn on the television or pick up a newspaper there’s another story about a lawsuit or a massive settlement in a lawsuit.
What’s far more debatable is how many of these lawsuits are legitimate and how many of these lawsuits are legitimate and how many are frivolous? The fact of the matter is that a large number of lawsuits are filed by accident injury victims who are simply trying to pay their bills until they’re able to return to work.
If you’ve been injured in an accident that wasn’t your fault, you might not think you need an attorney to help you along, but you really do. Here are a few of the reasons why hiring an attorney is a good idea for accident victims.
Disability Insurance Doesn’t Cover Everything
If you’ve never been injured in an accident you probably think that disability insurance will cover your expenses until you can return to work. While disability insurance does cover some expenses it is not a full replacement for your income, and should not be viewed that way.
Accident injury victims should also know that even the best disability insurance may not kick in until weeks after the accident. During that waiting period you’ll be on your own for everything from mortgage payments to grocery bills. Unless you’ve got substantial savings, this delay will likely cause serious financial problems; unless you’ve hired an attorney.
A well-qualified accident injury attorney can help you keep your financial business in order as you get back on your feet. He or she can assist in protecting your assets, and even help you hang on to your house, retirement and savings accounts.
Insurance Companies Don’t Like Making Settlements
Insurance companies prefer, whenever possible, to avoid paying out settlements to accident victims at all. When they do make a settlement offer, it’s usually going to be very low, especially if you don’t have proper legal representation.
Walking into negotiations with insurance company attorneys without a lawyer of your own is like walking into a tiger cage while wearing a suit made out of steak. Your lawyer is your best hope for getting a settlement that helps you get back on your feet, and there’s no shame in that.
Not All Attorneys are Created Equally
Accident attorneys in the Phoenix area come in all shapes and sizes; and all qualities, too. Litigators that come from the Arizona personal injury law firm Knapp & Roberts, for example, are known for their skill and success in fighting insurance companies. They are the kind of attorneys you want by your side as your navigate this challenging terrain.
No matter what else happens, accident victims need good attorneys to help them get fair settlements.
